Real estate appraisal services for homeowners in the city of Hanover and York County

The top seven reasons why PA homeowners order from MVP Appraisal Service:

  1. Find the right listing price (whether you're using a real estate agent or selling the home on your own)
  2. To challenge a PA property tax assessment
  3. Remove PMI to lower your monthly mortgage payment
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Review a different appraiser's report for verification
  6. In the case of a PA divorce, when property needs to be divided
  7. Settle an estate in PA by determining the true market value of real estate in question

Own a house in or near Hanover, PA and need help deciding the price of it?
Contact MVP Appraisal Service.

We at MVP Appraisal Service understand the unique needs of a homeowner looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own house because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract interested buyers, a professional appraisal is a very valuable negotiating tool once you have a potential buyer. It gives you something tangible to show the buyer. It's an independent third party's opinion of your house's price, and not just how much your home is worth. Interested buyers know you have an emotional attachment to your home and will be more likely to give credibility to a professional appraiser's value assessment than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. An attractive way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to your lender to have the PMI canceled from your loan. We are qualified in helping consumers just like you rid themselves of unwanted and unneeded PMI insurance.

Challenging property tax assessments

If you live in a local area that is declining or is not appreciating as much as other homes nearby, your local tax assessor may have your house overvalued. This means you're most likely paying higher taxes than you should be paying. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting a professional appraisal from MVP Appraisal Service is your #1 weapon.

Recently got a freeze your HELOC?

Your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area -- even if your specific property has not declined in value. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow viewpoint. MVP Appraisal Service can provide you with an expert appraisal to help you reinstate your home equity line of credit.

Do You Need Field and Desktop Appraisal Review Services?

Have you just been given a copy of your appraisal and you would prefer to have a seasoned professional double-check it for precision or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? MVP Appraisal Service offers field reviews where we go out and check the subject and comps in question. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help you with that Even though this is typically requested by banks, you may desire to use this service if you suspect mortgage fraud related to your house.